J-PAY was established in December 2020 and is headquartered in Hong Kong, with technology and business operations in the United States, Europe, Australia, and Singapore. Founded by seasoned experts in technology, risk management, and operations from the global payments industry, the company specializes in providing global digital payment technology solutions and professional services for B2C and B2B e-commerce models spanning cross-border trade, travel and aviation, digital gaming, education, and more.

J-PAY holds PCI DSS Level 1 certification, the highest security standard in the global financial industry, and is an approved service provider or acquirer for major international card schemes including Visa, Mastercard, American Express, Discover, UnionPay International, and JCB. The company is also certified as a PSP for Google Pay and Apple Pay, making it a fully licensed technology enterprise in the global digital payments ecosystem.

With long-term strategic partnerships with nearly 100 international financial institutions, J-PAY’s platform supports over 200 payment methods worldwide and operates across more than 140 countries and regions. It has provided payment services to hundreds of thousands of e-commerce websites globally and is widely recognized as a leading brand in China’s global digital payment solutions sector.

Leveraging its strong technical expertise and exceptional product service capabilities, J-PAY continues to earn recognition and support from global clients and industry partners. The company actively collaborates with domestic universities in research and development initiatives, integrating high-quality resources to promote the internationalization, standardization, and branding of Chinese digital payment technologies.

Guided by its core philosophy of "Secure, Convenient, Professional, and Simple", J-PAY is committed to enhancing consumer payment experiences and merchant fund security through the scenario-based application of new technologies such as AI and big data. Rooted in China and serving the world, J-PAY strives to become a globally renowned brand in digital payments.